Here's the short version. If your house has a dirt-floor or gravel space under it that you'd have to crawl through, you're in crawl space repair territory. If you have a finished or semi-finished below-grade level with a concrete slab, leaks and seepage point to basement waterproofing. And if you're building, doing a major remodel, or excavating around the foundation anyway, that's the one time exterior foundation waterproofing makes financial sense; nobody digs up a finished yard just to apply a membrane.
One opinion worth stating plainly: don't buy a bigger scope than your symptoms justify. A musty smell with a dry floor doesn't need a sump pump, and a single winter puddle doesn't need a $10,100 to $12,325 encapsulation. A line-item quote exists so you can see which line solves which problem, and you can check the contractor's licence before you sign anything.
Not sure where your house lands? Plenty of homeowners only discover their actual category after a contractor crawls under the house, and a free inspection settles it faster than guessing.